Mr. Cyril Roux:

Yes, all right. So, enforcement ... and while saying it takes years, you know, and it ... it doesn't solve anything. You just say "Well we've noticed that in the past or recently you didn't do this", so you take years to develop, and you do the enforcement case, but you need to do the supervisory power. So, we ... you instruct or direct this to be solved by such and such a date. So, we say we'll give you three months to solve this, you know? For instance, you have a large exposure. You have too ... too much exposure to one counter-party, okay, so you've reached that. Okay, you do the enforcement case, that will take you several years. But you want this to be solved and ... and, so you ... you have to get into a robust conversation ... how long will it take the bank to reduce that exposure? And you can't ... sometimes if it's not just a securities that you're holding but a property or something, you know, to unwind you have to discuss it with the bank how much time you give them to unwind it. So, that's a ... that's a supervisory dialogue.