Mr. Cyril Roux:

Well, you ... yes ... on some things it's very detailed in the regulation, very, very detailed, so, you know ... and in some you have room for judgment, but that's, you know ... but judgment based doesn't mean that there is ... that you can do what you want. You ... you do what is commensurate, what is in keeping with your previous decisions, what you can defend in court in an appeal and the banks have ... they can have recourse to the administrative board of review in the ECB and then they kind of ... they can also appeal directly to the courts.