Mr. Cyril Roux:

Well it's the best ... the best we can do. It's a valiant effort. Basel II was mostly capital requirement, not very much capital. Now we have much higher capital requirements that can be increased, we have liquidity requirements, we have a leverage ratio requirement, we have disclosure requirement, we have requirements on the compensation of risk-takers. So instead of looking on one dimension, which I think was wrong and doomed from the start, we are now asking a number of requirements and a number of dimensions. But you are right, it isn't tested and, you know, there might be some flaw. It is just the best we can do.