Mr. Cathal Sheridan:

No. They are fully covered and excluded from the bail-in. An additional protection for those who have money over and above the €100,000 limit is that they will be bailed in after senior debt. They were previously at the same level, but now they will be bailed in afterwards. There is also a provision whereby certain liabilities can be excluded if there is a feeling it could cause contagion and compound the situation.