John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

My time is nearly up. One final area that I want to cover ... in your opening statement - and again without naming any names - but you stated that in the Central Bank, this is a direct quote: "In the Central Bank it was difficult to get views through that might impinge on vested interests." I just want you to maybe briefly outline for the inquiry what those vested interests were and how they manifested themselves, really, in the operations of the Central Bank.