Mr. Tom O'Connell:

It ... until the crises broke I don't imagine it would have been a significant issue for the European Central Bank. I mean, as you know, at the time the European Central Bank had no function in supervising national banks in different countries. So, it probably wasn't on their horizon to any great degree, I would have thought. The EU Commission, of course, you know, would ... would be doing their surveys of Ireland, like the OECD and the IMF and they ... they would be alert to that, certainly, yes.