Mr. Tom O'Connell:

Yes, I'm just trying to recollect the structure of the quarterly bulletins and the annual reports and so on and I don't think they were treated ... the banks weren't treated much at all, if at all, from my recollection in the quarterly bulletins. Well, they would have been indirectly in the sense that there would be commentary on what was happening to credit, bank lending, the concentration of that lending in property and so on but I can't recollect ... it would have been left probably to the financial stability reports to comment on the balance sheet of the banks, you know, their funding structure and the extent to which they were dependent on wholesale funding, that sort of thing. So there wouldn't have been an overt commentary on the, certainly the entire structure of commercial banks' balance sheets in the regular quarterly bulletins.

It would be on evolution of the money supply, which would include bank deposits, of course, and bank credit. As you probably know, regularly there would be ... there's a statistical survey or analysis of the sectoral distribution of credit. So, you would see ... and there would be a short commentary issued by the bank press office, I think, about how credit was going to the different sectors, property, construction, etc., etc., but I, I think you're ... you're, broadly speaking, right though, if you're talking about, technically, the quarterly bulletins, they probably didn't focus especially on the overall picture of ... for ... for the commercial banks.