Mr. Tom O'Connell:

Yes, sorry ... no, it was ... it was not ... it was not made available to us, but you could argue that it maybe wasn't that necessary, you know, because we knew in any event that bank lending was increasing at a massive rate. I mean, what ... do we need to know ... although, it may have been relevant alright that it was concentrated on half a dozen property developers, but we were probably sort of roughly aware of that anyway. But I must say, I was taken aback though when I did mention one property developer to a consultant who came into IFSRA, and I had met him how much would they have borrowed, and he ... bank borrowing, and ... no, he asked me how much did I feel they had to borrow, and I said "How about €1 billion?" And he said "No, €3 billion".