Mr. Patrick Neary:

The sectoral concentration limit was a guideline. It was never ... it was never ... we got powers for administrative sanctions in the 2003 Act. And that meant that, you know, these requirements would have had to be codified and then you would monitor any breach of the codified arrangements, and that would be ... could be called a ... I think the term was a "prescribed breach", and you could take action and sanction that.