Mr. Patrick Neary:

No, that certainly gives a context to the remarks that you referred to earlier on from the Secretary General of the Department of Finance. That seems to tie in with what he's saying. No, that was not our assessment. I don't know what the extreme stress case analysis that they referred to was, and whether they stood over it or whether they backed it up at that meeting. It would appear to me that they must have backed off because otherwise the Secretary General would have taken a much tougher line, I think, in relation to what transpired. In relation to the first of those institutions you mentioned, there was also another group of consultants that carried out an assessment because the ... that particular institution, part of its strategy in previous years was this was up for sale, and there was a number of people interested in buying it-----