Mr. Patrick Neary:

I ... I ... let's be clear on this ...I'm the chief executive ... was the chief executive of the authority, and in that, in that sense, whatever happens in the organisation, the responsibility rests with me. And this question wasn't addressed. These banks declared their dividends, and paid their dividends. With hindsight, I suppose, if we had any view that the liquidity situation was going to emerge as tight, as badly as it is, that is something we may have considered, but we didn't consider it.