Mr. Patrick Neary:

Well it must be that ... the payment of a dividend, I think, is at the discretion of the AGM and they decide the, the shareholders. And I mean the payment of a dividend is an immediate hit on, on their cash, cash reserves. And in fact I think that question may have been prompted by the fact that one of the, one of the large banks in the midst of the crisis did actually pay a dividend and I think some eyebrows were raised that the dividend was paid at the particular time it was. Even though the dividend was declared and agreed some months earlier and I think the the assessment of the board in that particular institution was, you know, that it was important for them to-----