Mr. Patrick Neary:

Well, no, it wasn't for that purpose. I think what Governor Hurley was trying to do was to have, if you will, he wanted to avoid, I suppose, a commitment of public funds to any temporary liquidity situation. If it could be solved by players in the market by having a pool which could support an institution with a temporary drop in liquidity, so be it. It was a concept but it never really, because difficulties emerged and issues and we never pursued it any further.