Mr. Patrick Neary:

I think in the aftermath of the guarantee ... you know, the guarantee was seen as addressing the ... the issue, which was one of liquidity. It ... it was some time later that it started to emerge that these, if you like, management weaknesses and that were present. And, I think, at that stage there was ... what happened was there were public interest directors appointed to the boards and, I think, a gradual replacement of the management started to happen at that stage.