Mr. Patrick Neary:

I just want ... one other thing has just come into my head ... was that there was a kind of a gesture, if you like, in that direction when the deposit guarantee scheme was strengthened. That was around the 18th I think, or 19 September, if my memory serves me right, because, in the text announcing that, the Minister had made some statement that, you know, the Government would support the ... I don't have exactly the text ... but around that time, when the deposit guarantee was being strengthened, there was an indication that depositors' funds would be secure or whatever, I can't remember exactly the phrase. So, that may have been the factor in getting people thinking along those lines and maybe became a factor in making that solution more acceptable. But it's a speculative point, Chairman, and I-----