Mr. Patrick Neary:

Yes, I ... I think. I can home in on one particular discussion that was held at the authority and I think it was around 16 September. And the authority ... there was a special meeting of the authority to consider, you know, just to take stock of the situation and there had been developments in relation to one of the ... one of the smaller entities.

And the authority had a general discussion about the options available if that particular institution were to experience liquidity difficulties because at that time that followed on that famous declaration by that ratings agency, which was subsequently corrected, that there was difficulties with the institution. And the authority's consensus at that particular time was in favour of a nationalisation of that entity. Certainly, as we move closer ... there was this ... sense seemed to develop ... that, you know, nationalisation, you know, was less of an option and that the guarantee was more of an option because almost every institution was heading into extremely difficult circumstances. So, while at one stage it was thought "Well we only have one maybe that's going to have this liquidity problem and we can deal with that separately", as time moved on, the challenge was getting bigger. So, at some stage between the 16 September and the night of the guarantee-----