Mr. Patrick Neary:

No, there's no recommendation, as I recall it. There was a process where this institution looked at the other one to see if there was any possibility for merging the two and unifying the two. And this kind of ... this discussion took place, I think, in the context of what I mentioned to you earlier about the ... the ... that particular report about the smaller institution and that it was seeking to engage with its creditors. And we were asking everybody to look at everybody else, I mean. And this ... this ... I also believe, right, that behind this ... the motivation from this letter was that this particular institution may have seen that there might have been a benefit to the way in which it was being perceived by the market, if it was seen to, in some way, strengthen the other institution by a merger, right? I know that's a big convoluted but these people were saying if we ... if we take over the other, we'll be seen as white knights and it'll convince everybody that we're really much stronger than people are saying. So, I think there was a bit of motivation behind this letter.