John Paul Phelan (Carlow-Kilkenny, Fine Gael) | Oireachtas source

Can I ... I now want to turn to the period of the crisis itself and the immediate run-up to the crisis in 2008 and your interactions with financial institutions at the time. How do you think that those interactions shaped those institutions' perception of you and of the role that you held? In particular, do you think that you could have led bankers to take decisions that they might not otherwise have taken, because of the lack of pursuit of, you know, difficulties that may have emerged, particularly in reference to earlier points with regard to sectoral limits and other questions like that?