Mr. Patrick Neary:

Definitely not and in fact, I never had sight of that draft statement, and the Central Bank Act 1971, I think, makes it quite clear that ... because a bank is licensed under the Central Bank Act 1971 is not a warranty as to its soundness. And I think, I now that this is a speculative point, I mean, if it had been put to us at the meeting, the chairman and I obviously would have discussed it. But I would be pretty reluctant to agree to any statement like that - we don't give warranties as to soundness to anybody.