Mr. Patrick Neary:

Yes, I mean, the ... everybody was experiencing difficulty with liquidity. The maturities were getting much shorter. It was very hard to get, I think, money ... anything ... certainly, a month would have been seen as very long money as we came closer to the guarantee time, so the term was getting very short. I think the focus on particular was in relation to Anglo. Anglo were the people that were experiencing the greatest challenges on the liquidity front.