Ciarán Lynch (Cork South Central, Labour) | Oireachtas source

Thank you. I want to move to wrap up by one final question and then it is Senator D'Arcy, Deputy McGrath and then we will break for lunch. It comes back to the breaches we were discussing earlier this morning. Mr. Neary, to put the question to you, at what point did the breaches become so endemic that it became a financial stability issue and become a Central Bank issue, which would then mean the Governor should have followed up or discussed new legislation or powers that might have been requested from the Minister or the Department of Finance?