Mr. Patrick Neary:

No, I'm not ... I'm not saying the Financial Regulator wasn't involved in them. I ... I think we would have been informed, through the financial stability committee, of the stresses being used and the factors being used. It was this ... this functionality was discharged by the economists and the people in the financial stability area. So, I mean, you know, it would have taken account of any information we'd have provided from the bank supervision people.