Mr. Patrick Neary:

Yes. I can recall the value for money report that was done in 2007, and yes, the, the selection by the supervision staff for the inspections that they were to carry out I think derived from the internal risk rating programme that they had in banking supervision, which took in account of a wide range of factors. There was an annual review that they did. They had ... they had a well-established procedure in banking supervision for determining the inspections. But, I think his view was, you know, in terms of value for money, how they ... what outcomes were coming from the inspection, etc. I ... I only partially recall that, I'm not really-----