Pearse Doherty (Donegal South West, Sinn Fein) | Oireachtas source

Can I just say, and I ... I make this point. When the Central Bank issued their notice to the banks, you actually state in it while it was minimum requirements, you have increased the requirements for directors and shareholders. So I'm not sure if that was the same that happened right across Europe. But you had the ability to increase the requirements in relation to concentration of borrowers. Why did you not do it? Regardless of what other jurisdictions did, you now knew that we had two institutions that were heavily concentrated to 45 individuals. 20 in Anglo, half the loan ... Irish loan book and 25-----