Mr. Patrick Neary:

I don't know what he was referring to there and it depended, maybe, on the information that was being sought and the source of information for the regulator is ... derives from the potential returns that were received in and there was a suite of them ... there was balance sheets and also, there was supporting documentation in relation to bad debts and impairments and things like that. So, that would be the main source and then overlaid on top of that would be information that could be got at fairly short notice because of the relationships between the banking supervision people and the regulated entities. So, if there was an information request, it would be sent out and got in fairly quickly.