Mr. Patrick Neary:

What I was referring to there, Deputy, was the ... how would I say ... the statutory requirements in relation to capital, in relation to liquidity, in relation to large exposures and so forth. That was the same and the running and the management of the risk management of the businesses was a matter for the boards and management, as I understood it in all other EU countries. Whether or not they were able to back that up with an administrative sanctions regime, I'm not sure of.