Ms Mary Burke:

I wouldn't say there's necessarily always a risk. I think it depends on the circumstances that would give rise to the liquidity. It is possible that those circumstances might be something relatively short-lived or something unexpected happens. The very fact that central banks around the globe provide a facility for emergency liquidity certainly implies that there is an expectation that it might happen and not that it was something that would ... obviously a central bank can't give emergency liquidity if the bank is insolvent, so the two are not necessarily one following from the other.