Mr. Lorcan O'Connor:

Roughly speaking, we have had just over 1,000 alternatives to bankruptcy put in place. At this stage, we have approximately 500 DRNs, which are the ones done through MABS offices for those with debts below €20,000 notwithstanding which the people are insolvent and in difficulty and these are a huge relief to them. Personal insolvency arrangements are those involving mortgages, of which we have had just over 400. There have been just over 200 debt settlement arrangements. We are just over 1,000 at this stage. If one adds on those going through a bankruptcy, one gets close to the 2,000 figure.