Mr. Lorcan O'Connor:

As I noted, there are approximately 150 practitioners and we maintain a register with contact details. They are free to choose any practitioner they wish. Some people will avail of a local practitioner to get a personalised service from someone they know, while others prefer to deal with a practitioner from a different town or county. A number of practitioners also have national practices. It is a matter of horses for courses. Practitioners are available in different parts of the country to assist debtors in difficulty.