Seán Fleming (Laois-Offaly, Fianna Fail) | Oireachtas source

I believe we are in agreement. In other words, the Minister is saying this legislation is not to deal with the loan book owners because they are not the entities directly involved with the customers to start with. I am just saying it is a pity they could not be captured also. I acknowledge the Minister's statement that contract law will technically apply at the end of the day.