Mr. Con Horan:

My reading of the first three bullet points is that the ... there were some, we had noticed some errors ... that there was manual interventions needed in the reports, and they needed extra resources to generate proper reports. And we were just advising them at that stage was that the liquidity requirements were statutory requirements that had been imposed as a condition of their licence. So it doesn't read to me that it was indicative of stresses in that bank's book at that time.