Mr. Con Horan:

I wouldn't have thought so, but, again, I ... I ... I'm ... being honest with you, I cannot actually remember the meetings themselves, so what happened ... I remember there was a meeting in the NTMA the following morning, that Merrill Lynch came in and gave their views, if I recall correctly, on what they'd seen in individual banks.

So there was an elaboration on the work they were doing but, to the best of my knowledge, we didn't get into specifics on guarantees and things like that.