Mr. Con Horan:

I wouldn't ... I wouldn't agree with that. I wouldn't fully agree with that. I mean, I think it's fair to say that right across the board at that stage, internationally, banking share prices were under huge pressure. I mean, we'd already had the ECB intervention on 9 August, and they were not ... that was not related to Irish banks, that was related to the banks in another jurisdiction who'd run into liquidity problems. So, you know, there was a lot of problems across the market. This was the feature of the Irish market. There were different features in other markets in terms of exposure to US securitisations, etc. Clearly, the US banks were in serious trouble at that stage as well. Northern Rock, one of the-----