Mr. Con Horan:

Yes. Again, just to be clear, I'd say the dominant issue at the time was the liquidity issue. We had literally had the crisis from August '07 and there was a struggle almost on a daily basis to make sure the banks had sufficient liquidity and they were putting in place the proper measures. That was definitely the dominant discussion. But equally important in that discussion was, you know, their audited accounts, etc., coming out, their own views, you know, of the ... their management statements, etc., were they sufficiently capitalised? And at that ... certainly '07, etc., I don't think there was any problems being mentioned at that time. All their rating agencies were holding them up very strongly in terms of their capital and their international ratings.