Ms Mary Burke:

Given what I knew, our focus was, at BSD, was particularly on liquidity at that point. I was not involved in any substantive discussions on the guarantee. At that point we were not questioning solvency, and I would say, I suppose, as a regulator you have to work based on the information that you have, regulatory returns, accounts, etc. You can't, based on some sort of feeling, decide that - or, you know, an instinct or whatever - that somebody or some bank may or may not be solvent, that's not how it operates. That being said, I amn't conscious that I had that particular feeling on that evening.