Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

Yes. Okay, let me sum up so, Chairman. In page 7 of Ms Burke's written statement again - and the Chairman alluded to this - and you are speaking about the relationship between what I would call perhaps rank and file members ... workers in the IFSRA and more senior executives. Could I put it to you, Ms Burke, that what you portray there to an ordinary person might seem as an extraordinarily dysfunctional relationship ... that it would seem that hard work by rank and file - or whatever you would refer to - I've no doubt hard-working members of the regulator were undermined by a cosy relationship between regulators at the top and the banks? And, just the last thing, you say at its most benign this indicated a disconnect between the banking supervision department ... or division and the senior regulator executives. If that was benign, what would a malign explanation be do you think?