Ms Mary Burke:

Okay, I ... I can't speak for how the scenarios were developed in 2006 because it was before my time. The overall responsibility for running the stress test had moved from banking supervision, which seemed to be taking the lead - again, I can only deduce this from the documentation provided to me - in '04; the correspondence was issuing from banking supervision. By the time we got to '06, that responsibility was with the Central Bank. The extent to which they engaged with the then management in banking supervision as to the scenarios and the stresses, I can't speak to. I am, however, aware that the IMF also had input, but I can't speak to you as to how much input BSD had.