Mr. John Hurley:

No, in relation to Ireland, the reports were general. As part of the reports, there would've been a feeding in of the situation in different countries but there was nothing specific that I can recall in relation to Ireland. In terms of the oversight generally, we now know that the establishment of the systemic risk board is a huge development in the context of the architecture for dealing with these crises in future. It didn't exist at the time. The role of the ECB at the time was more curtailed than that. That's a big change and that's ... that will make a significant difference.