Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

Okay. Well, in the documentation that's been received by the committee in relation to the stress testing ... the letters that were issued to the banks doesn’t mention the IMF at all and, in fact, it talks about concerns ... vulnerabilities highlighted in 2005, including very high credit growth, rising indebtedness, property prices rising and increasing concentration on property-related lending by financial institutions.