Mr. John Hurley:

What I'm saying now, of course, the threats now are much higher, but the assessment at the time was the assessment at the time. It was our belief at the time on the basis of the data. Now, of course, the world has changed and we ... we look ... we look back very much on that situation. But at the time they were our assessments and we did ... we carried out those assessments in absolutely good faith.