Mr. John Hurley:

I don't know that that's fair, really. I mean, I think the European Central Bank, when Europe was in disarray and when, as I said, the nation-state mentality emerged very quickly after Lehman's and the community approach weakened, it was the ECB that was holding Europe together; it was ECB that was pumping in the liquidity; it was the dialogues with the Federal Reserve right across the globe to try and stabilise a disastrous situation. I thought the ECB performed exceptionally well during that period.