Sean Barrett (Independent) | Oireachtas source

But would it have come to the auditor's notice that there was a high level of approvals not within normal guidelines and a quarter, virtually, of the home loans exceeded affordability guidelines? Having in mind what Mr. Smith was saying earlier about a new dialogue between the regulator and the auditors, would these not be things that, going forward, we should actually be discussing to say, "these are the warning signals we see here", and here is more that the regulator has brought in? Otherwise, we could lose another €100 billion, if we take into account the losses to two sets of taxpayers and the shareholders being wiped out.