Mr. Dargan Fitzgerald:

Yes, again as part of controls testing in various years, to my knowledge, and particularly in the two years in which I was audit partner, one of the aspects which was tested in our testing of procedures and controls related to either safe keeping of deeds or the registration of title of ... in deeds. While, as a general matter, we were satisfied with the ... with the procedures that the society employed, I'm sure you'll be aware that there was a pervasive issue throughout the conveyancing industry with the length of time that deeds were sometimes held with solicitors and, as I think you can see in the papers in the core documents, we did, on occasion, draw to the attention of management the importance of following up with tracking letters and phones calls and so on, the location of deeds and the perfection of the security. So, yes, it was something that we took note of and communicated, as required, to management.