Mr. John McDonnell:

They were ... they were ... the bank had a business model where it was trying to co-ordinate its ... its ... its ... the operation of its controls so it would get a much better effective control and it would get consistency and control across its models. So the banks would always change and verify ... change their business models and we would have discussions with the banks about those business models solely in the context of how it impacts on our audit or the financial statements. I don't ... I don't ... that's where it would begin and end in terms of our interaction with that.