Mr. John McDonnell:

No, Senator, the bank ... the bank's management and governance structure ... the bank were always very open with us. They always shared things with us very early. They always took our counsel and they always reflected our counsel in the preparation of the financial statements, so we'd a very open relationship with them. But look at their governance ... the banks ... the bank had to apply Sarbanes-Oxley and Sarbanes-Oxley arose as a result of a corporate failure in the US, and it is taken as probably one of the best-in-class corporate governance-type arrangements for the production of financial statements. And the bank would have very detailed processes around the governance ... its governance over financial statements and around detailed controls around the production of financial statements. The bank would test those controls and we'd test those controls. So we took considerable comfort from the fact that the bank applied a Sarbanes-Oxley model.