Mr. John McDonnell:

It's part of ... part of our audit is we have to look at ... we have to consider the applicability of the going concern concept over the next 12 months and as part of that, as I said, we would have very heavily looked at liquidity. And when we got into the credit crisis and then the sovereign debt crisis, we would have been looking at liquidity and at that point in time the bank, and indeed all the banks, were very heavily dependent on the EU in the terms of their liquidity, and we had conversations with the Central Bank in the context of the Central Bank's policies to provide liquidity to the ... to the sector. And we would have had conversations with the Department in the context of the systemic importance of Bank of Ireland and the Department's support for Bank of Ireland in the context of both capital and-----