Mr. John McDonnell:

No, we would ... we wouldn't have ... we would have ... they would have arose ... the policy was in place. We understood the operation of the policy, Chairman. And where there was an exception to one ... one part of the policy, we would have ensured that it was approved at the next level. If it was approved at the next level we wouldn't have raised that ... that higher because it was in line with the rules of Bank of Ireland at that point in time.