Eoghan Murphy (Dublin South East, Fine Gael) | Oireachtas source

What about the wider concern, though, that's been expressed internally about this exposure ... this concentration exposure? I mean, if you go to page 40, half-way down the page it states, "If the GRPC [Group Risk Policy Committee] is of the view that the level of property exposure in the Group's balance sheet is too high, there are relatively few realistic options that could be considered", and it points out a few. That's a warning from one part of the bank to the other over its concentration exposure.