Mr. John McDonnell:

At that ... well, as I've said earlier, earlier on, at that point in time, a number of things were discussed, was the bank's success in raising, in increasing its deposits by 19%, the bank's continued access to the wholesale funding markets albeit that those markets were more short term and albeit that it was more expensive. Thirdly, the fact that the bank had considerable amounts of liquid assets and also the bank had considerable amounts of other assets which it had not repoed in the ECB funding, which we'd also looked at, the fact that the bank had not got involved in using the ECB for funding. So, all in all, there was no indications at that point in time that the bank could not access the retail funding market and there was no discussion around a Lehman-type event because it was not, not expected.