Joe Higgins (Dublin West, Socialist Party) | Oireachtas source

Okay. Now Bank of Ireland was organised along divisional lines and different divisions had separate management information systems. And there was issues arising with difficult-to-manage credit and risk groupwide ... in the Oliver Wyman report, 20 May 2015, it says, summarises, that in relation to information available to the board on the credit risk, and I quote "Incomplete heterogeneous'-----